Better exchange rates for international money transfers

Competitive exchange rates

Banks typically mark up exchange rates by 2--4% on top of the interbank rate. IFA Markets FX charges a fraction of that. On a £100,000 transfer, a 2% saving is £2,000 back in your pocket.

Zero transfer fees

We do not charge transfer fees on international money transfers. The rate you see is the rate you get, with no hidden charges.

A dedicated account manager

You're assigned a personal account manager for the life of your relationship with us. They understand your goals, watch the markets on your behalf, and alert you when rates move in your favour.

FCA regulated and client funds protected

IFA Markets FX is authorised and regulated by the Financial Conduct Authority. Your funds are held in segregated client accounts -- completely separate from our own operating funds -- so they're protected regardless of what happens to us as a business.

Fast, hassle-free transfers

Most international transfers are processed within one to two business days. Our online platform lets you track your transfer at every stage.

We work with individuals and businesses who need to move money internationally. Our clients include:

• Overseas property buyers locking in an exchange rate between offer acceptance and completion
• Expats and emigrants moving their life savings abroad before relocating
• Repatriation clients bringing funds back to the UK from overseas property sales or earnings
• Business owners paying international suppliers, invoices, or overseas staff
• Retirees abroad making regular pension transfers to their overseas bank account

1. 1

   Step 1: Get a free, no-obligation quote

   Contact us or register online. Tell us the currencies involved and the amount you want to transfer. We'll give you a live rate with no commitment required.

2. 2

   Step 2: Agree your rate

   If you're happy with the rate, we lock it in. You can transfer immediately at the live spot rate, or use a forward contract to fix today's rate for a transfer up to 12 months in the future -- protecting yourself against adverse market movements.

3. 3

   Step 3: Send your funds to us

   You transfer the funds to IFA Markets FX's segregated client account. We hold these funds securely until the transfer is processed.

4. 4

   Step 4: We send the payment

   Once we receive your funds, we execute the transfer and send the converted amount to your named recipient account. Most transfers arrive within one to two business days.

Spot transfers

A spot transfer executes at today's live exchange rate. Best for immediate transfers where market timing is less critical.

Forward contracts

Lock in today's exchange rate for a transfer up to 12 months in the future. Popular with property buyers who need to protect their budget between exchange and completion -- a period when exchange rates can shift significantly.

Regular payment plans

For clients making recurring international transfers (pension payments, rental income, mortgage payments), we set up automated regular transfers at competitive rates, removing the need to monitor the market yourself.

Market orders

Set a target rate and we execute the transfer automatically when the market reaches it. Useful when you're not in a rush but want to maximise the rate you receive.

We trade 142 currencies across 170+ countries. Whether you're transferring to Europe, the US, Australia, South Africa, or further afield, we can facilitate your transfer at a competitive rate.

Popular currency corridors we handle:

• GBP to EUR (Spain, France, Portugal, Italy)
• GBP to USD (USA, Caribbean)
• GBP to AUD / NZD (Australia, New Zealand)
• GBP to ZAR (South Africa)
• GBP to THB / HKD (Asia)

Yes. IFA Markets FX is authorised and regulated by the Financial Conduct Authority (FCA). We are registered as a payment institution. Key protections:

• Segregated client accounts: Your funds are held separately from IFA Markets FX operational funds at all times.
• 10+ years of experience: We have facilitated over 10 years of international currency transfers for clients across the UK and beyond.